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	<title>Econ Financial Services Sydney</title>
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		<title>Woolworths announces off market buy-back</title>
		<link>http://econfs.com.au/woolworths-announces-market-buyback/</link>
		<comments>http://econfs.com.au/woolworths-announces-market-buyback/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 00:41:46 +0000</pubDate>
		<dc:creator>Jessica Brizuela</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://econfs.com.au/?p=1193</guid>
		<description><![CDATA[Along with a larger than expected profit announcement, Woolworth&#8217;s last week had also announced they were going to return $700 million back to shareholders through an off-market share buy-back. Whilst these were popular a few years ago, the Global Financial Crisis brought about a couple of years of capital conservation. In this blog, we will ]]></description>
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		<title>The Reserve Bank leaves rates on hold for the time being</title>
		<link>http://econfs.com.au/reserve-bank-leaves-rates-hold-time/</link>
		<comments>http://econfs.com.au/reserve-bank-leaves-rates-hold-time/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 06:05:19 +0000</pubDate>
		<dc:creator>Alfred Hung</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://econfs.com.au/?p=1210</guid>
		<description><![CDATA[The Reserve Bank of Australia has left interests rates at 4.5%. Whilst the monthly statement issued was similar to previous ones, it was noted that the addition of the words &#8220;for the time being&#8221; suggests that the central bank is probably looking at another rate rise in the near future. The Reserve Bank Governor, Glenn Stevens provided ]]></description>
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		<title>A hung Parliament, what&#8217;s next for the financial markets?</title>
		<link>http://econfs.com.au/hung-parliament-financial-markets/</link>
		<comments>http://econfs.com.au/hung-parliament-financial-markets/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 00:21:21 +0000</pubDate>
		<dc:creator>Alfred Hung</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://econfs.com.au/?p=1178</guid>
		<description><![CDATA[Saturday&#8217;s election was probably the worst outcome the investment markets could have had. Having delivered the first hung Parliament in Australia since 1940, it is now left to a handful of indpendents and one Green MP to decide who will form a government. Already the Green&#8217;s MP has stated they will side with Labor; but the three ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Drive your mortgage down quicker with a mortgage offset or redraw facility</title>
		<link>http://econfs.com.au/drive-mortgage-quicker-mortgage-offset-redraw-facility/</link>
		<comments>http://econfs.com.au/drive-mortgage-quicker-mortgage-offset-redraw-facility/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 05:34:18 +0000</pubDate>
		<dc:creator>Paul Shahinian</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://econfs.com.au/?p=1154</guid>
		<description><![CDATA[You might not be aware that a number of handy features are available with your home loan to help you manage it more effectively – the most common being mortgage offset accounts and redraw facilities. Both features can make a significant impact as part of a mortgage reduction strategy, taking years off your mortgage and ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Rates remain at 4.5%</title>
		<link>http://econfs.com.au/rates-remain-45/</link>
		<comments>http://econfs.com.au/rates-remain-45/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 07:33:51 +0000</pubDate>
		<dc:creator>Alfred Hung</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://econfs.com.au/?p=1165</guid>
		<description><![CDATA[As widely expected the Reserve Bank (RBA) held rates the same for the month of August. In the statement accompanying today&#8217;s decision, the RBA has stated that growth is likely to be &#8220;close to trend&#8221;, inflation is set to remain &#8220;close to target&#8221; and interest rates are &#8220;around their average levels&#8221;. It looks like the current pause ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit card debt</title>
		<link>http://econfs.com.au/credit-card-debt/</link>
		<comments>http://econfs.com.au/credit-card-debt/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 05:56:08 +0000</pubDate>
		<dc:creator>Jessica Brizuela</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://econfs.com.au/?p=1053</guid>
		<description><![CDATA[Australian credit card debt is enormous– we’re in love with the plastic. Although credit cards are very convenient for everyday purchases, it’s also easy to lose control of your spending – especially when you see a ‘bargain’. But if you’re not paying off the balance of your cards monthly, what you buy is costing you more ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Spinal Cord Injuries Australia</title>
		<link>http://econfs.com.au/spinal-cord-injuries-australia/</link>
		<comments>http://econfs.com.au/spinal-cord-injuries-australia/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 05:03:06 +0000</pubDate>
		<dc:creator>Jessica Brizuela</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://econfs.com.au/?p=1139</guid>
		<description><![CDATA[We are pleased to announce our support to Spinal Cord Injuries Australia (SCIA).  As part of our commitment we will be donating a portion of our fees.  We also invite you to sponsor Shanon Bates, one of the Peer Support Officers at SCIA, on his mission of completing the 11km Sutherland to Surf race this Sunday 25 July ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Buying at Auction?  Tips to help you get the property you want.</title>
		<link>http://econfs.com.au/buying-auction-tips-property/</link>
		<comments>http://econfs.com.au/buying-auction-tips-property/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 00:16:22 +0000</pubDate>
		<dc:creator>Paul Shahinian</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://econfs.com.au/?p=1097</guid>
		<description><![CDATA[Auctions are a fast, practical and effective way to make a home purchase or investment. If you’re considering buying at auction, here are a few pointers to give you a head start over the competition: - Have pre-arranged finance: it’s a good idea not to place a bid on a property until you have pre-approved finance. ]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Help your children fly from the nest</title>
		<link>http://econfs.com.au/children-fly-nest/</link>
		<comments>http://econfs.com.au/children-fly-nest/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 00:45:26 +0000</pubDate>
		<dc:creator>Paul Shahinian</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://econfs.com.au/?p=894</guid>
		<description><![CDATA[  Rising property prices are making it increasingly difficult for first home buyers to save the deposit required by banks to secure a mortgage. Coupled with rising property prices, it’s becoming more and more difficult for budding buyers to step onto the property ladder. There are some solutions – including being a guarantor on your ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Interest Rate on Hold</title>
		<link>http://econfs.com.au/interest-rate-hold/</link>
		<comments>http://econfs.com.au/interest-rate-hold/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 04:31:47 +0000</pubDate>
		<dc:creator>Alfred Hung</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://econfs.com.au/?p=1065</guid>
		<description><![CDATA[The Reserve Bank, at its meeting today, decided to leave the official cash rate unchanged at 4.50%]]></description>
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