Biography
Jessica joined the EFS team in February of 2006. She completed her Bachelor of Economics at the University of Wollongong and is close to completing the Masters of Applied Finance. As the Relationship Manager at EFS, she provides specialist support to the team with her intimate knowledge of wrap products and the financial planning process. More importantly Jessica strives to provide clients with excellent customer service whenever they require assistance with the administration of their portfolios. Jessica loves watching the Parramatta Eels win their games and brag about it. She also spends a lot of her spare time at the gym and loving her pets.
Insurance: inside or outside super?
We all know insurance is an important part of any financial plan. The burning question is: should you arrange cover inside or outside of your super fund? Personal insurance helps to protect your quality of life and provide support for your loved ones if you get hurt, can’t work as a result of an injury
Interest Rates on Hold
The Reserve Bank, at its meeting today, decided to leave the official cash rate unchanged at 4.50%
Importance of a will
Today’s society is increasingly characterised by small families (one-child families) and a redefinition of the family itself (such as single parents and childless families), with this happening it is probable that a person may die in circumstances where there is no surviving next of kin. In such a case the estate will pass to the Crown.
Woolworths announces off market buy-back
Along with a larger than expected profit announcement, Woolworth’s last week had also announced they were going to return $700 million back to shareholders through an off-market share buy-back. Whilst these were popular a few years ago, the Global Financial Crisis brought about a couple of years of capital conservation. In this blog, we will
Credit card debt
Australian credit card debt is enormous– we’re in love with the plastic. Although credit cards are very convenient for everyday purchases, it’s also easy to lose control of your spending – especially when you see a ‘bargain’. But if you’re not paying off the balance of your cards monthly, what you buy is costing you more
Spinal Cord Injuries Australia
We are pleased to announce our support to Spinal Cord Injuries Australia (SCIA). As part of our commitment we will be donating a portion of our fees. We also invite you to sponsor Shanon Bates, one of the Peer Support Officers at SCIA, on his mission of completing the 11km Sutherland to Surf race this Sunday 25 July
Interview with a Financial Adviser
1. Alex, as one of our senior advisers, what investment trends have emerged particularly in the superannuation environment? Since the commencement of the Global Financial Crisis we have seen a significant move towards high yielding cash and direct property. 2. Would you say that equities have become less popular since the Global Financial Crisis? Marginally,
NSW Government slugs buyers with new sales tax on property.
On 12 May, 2010 the Minister for Lands, Tony Kelly, confirmed a new tax would begin on 1 July, 2010 on the sale of property. This tax will be levied on the buyer as an additional cost when purchasing property. Mr. Kelly said the introduction of new security measures was to ensure document security to protect property owners
